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QUESTION 1 Which website would you use to complete your entrance…
QUESTION 1
Which website would you use to complete your entrance and exit counseling
a.
Studentloans.gov
b.
NSLDS.ed.gov
c.
Studentaid.gov
d.
Fafsa.ed.gov
QUESTION 2
How long is the grace period for Direct Loans and FFEL Program Loans?
a.
12 months
b.
3 months
c.
6 months
d.
There is no grace period for student loans.
QUESTION 3
What information is available in NSLDS?
a.
Your entire federal student loan history
b.
Loan amount totals
c.
Assigned federal loan services
d.
All of these are correct.
QUESTION 4
During forbearance, interest will still accrue on your loans.
True
False
QUESTION 5
You can still use deferment or forbearance options after your loans are in default.
True
False
QUESTION 6
Which source would provide the best way to find valid information about climate change?
a.
Wikipedia
b.
NASA
c.
A printed encyclopedia from 1985
d.
A report from a political campaign
QUESTION 7
The ________ domain is used by educational institutions and is usually reliable but may have individuals that create web pages that do not reflect the values of the school.
a.
.gov
b.
.com
c.
.edu
d.
.net
QUESTION 8
Which of the following is not one of the three Rs in the SQ3R method?
a.
Read
b.
Record
c.
Recite
d.
Review
QUESTION 9
Primary sources may contain dated material we now know is inaccurate, including personal beliefs and biases not intended to be openly published.
True
False
QUESTION 10
One of the most recognizable note-taking systems is called the ________.
a.
Cardinal method
b.
Cordial method
c.
Cornell method
d.
Carnegie Mellon method
QUESTION 11
________ notes after the initial note-taking session may be one of the most valuable study skills you can master.
a.
Annotating
b.
Adding
c.
Annexing
d.
Alphabetizing
QUESTION 12
According to the 2001 revised Bloom’s cognitive taxonomy, which skill is at the apex?
a.
Evaluation
b.
Evaluating
c.
Creating
d.
Remembering
QUESTION 13
While most problems require a variety of thinking types, analytical thinking is arguably required in solving all.
True
False
QUESTION 14
“Oregon is a state in the United States” is an example of a(n) ________.
a.
Opinion
b.
Fact
QUESTION 15
Problem solving involves using ________.
a.
Critical Thinking
b.
Creative Thinking
c.
Analytical Thinking
d.
A combination of several different types of thinking
QUESTION 16
What is the first step of the five-step financial planning process?
a.
Write my financial plan.
b.
Implement the plan.
c.
Develop personal goals.
d.
Adjust the plan
QUESTION 17
The three elements of a budget are income, expenses, and ________.
a.
Savings
b.
Investing
c.
Savings & Investing
d.
Tracking
QUESTION 18
When listing your income for your monthly budget, you should use your gross pay to calculate your disposable income.
True
False
QUESTION 19
Good practices that build wealth include all of the following except:
a.
Tracking all spending and saving
b.
Spending money on wants instead of saving
c.
Knowing the difference between needs and wants
d.
Resisting impulse buying and emotional spending
QUESTION 20
Student loans and credit cards are two kinds of loans that most often have ________.
a.
No fees
b.
Low fees
c.
Compounding interest
d.
No late penalties
QUESTION 21
The main action you can take to improve your credit score is to stop charging and ________.
a.
Open new credit to pay off old debt
b.
Ask a friend for money
c.
Pay all bills on time
d.
Carry a large balance on your card
QUESTION 22
Using credit cards as a means of borrowing money is a good practice.
True
False
QUESTION 23
For students working toward a bachelor’s or associates degree, you should try to keep your student loans ________.
a.
Equal to 3x expected annual salary
b.
Equal to 2x expected annual salary
c.
Equal to or less than 1x expected annual salary
d.
Equal to or less than 4x expected annual salary
QUESTION 24
________ are free money you can use to pay for college.
a.
Loans
b.
Stocks
c.
Grants and scholarships
d.
Savings accounts
QUESTION 25
An unsubsidized loan is a loan where you are charged interest while still in school.
True
False
